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The possibilities are endless.

Loan Rates

Enjoy fast approvals, quick closing and
money-saving loan opportunities.

TruStone Financial's loans provide the financing you need to achieve your goals while saving you money with competitive rates. Access our rates and service prices for additional details.

HOME LOANS

 

Looking for a home loan? Want to use the equity you’ve built up over the years for a major purchase? Ask a banker for the most recent home equity loan, line of credit and mortgage options.

Auto and Recreation Loans

Effective March 1, 2021; Lowest rate based on model year and creditworthiness.

Loan Type Annual Percentage Rate (APR) As Low As
Cars/Trucks/Vans 2.74%1
Motorcycle/Boat/RV 3.49%2

Rates include discounts for TruStone Visa® Credit Card and automatic loan payment from a TruStone account. All rates subject to change without notice. Actual rate for all loans based on an evaluation of applicant’s credit and payment history. The loan amount is based on an evaluation of the applicant’s credit and payment history, income and length of employment. Other terms and conditions may apply. TruStone membership required.
1 Lowest available fixed-rate on vehicles 2017 and newer. Minimum loan amount of $5,000 required. Sample payment: 36 monthly payments of $28.97 per $1,000 borrowed.
2 Lowest available fixed on vehicles 2017 and newer. Minimum loan amount of $5,000 required. Sample payment: 36 monthly payments of $29.30 per $1,000 borrowed.

EffectiveMarch 1, 2021

Features Visa Signature Visa Platinum Rewards Visa Platinum
Overview The Visa Signature Credit Card contains the latest in credit card technology and security, allowing you to have peace of mind when making purchases. With credit limits beginning at $5,000 and the option of cash back rewards, our Signature Card is sure to be your top-of-wallet, everyday use card. Earn reward points while making everyday purchases with the Visa Platinum Rewards Credit Card. With a low variable rate and credit limits starting at $250, it’s a popular and useful card to add to your wallet. The Platinum Credit Card is the go-to card for those just starting out and wanting to build credit. The Visa Platinum Credit Card is great for those who want a low rate, low $250 minimum credit line of and are not concerned about earning rewards.
Rates Rates as low as9.90%  Annual Percentage Rate (APR)* Rates as low as9.90% Annual Percentage Rate (APR)* Rates as low as8.90% Annual Percentage Rate (APR)*
No annual fee
*APR = Annual Percentage Rate. The maximum interest rate is 18.00%. TruStone Financial membership required. 

View credit card terms and conditions.

Personal (Unsecured)

APR as low as
Effective March 1, 2021
Loan Type Annual Percentage Rate (APR) As Low As
Personal Installment1 8.99%
Line of Credit2 9.49%

Rates include a discount for automatic loan payment from a TruStone account.
All rates subject to change without notice. Actual rate for all loans based on an evaluation of applicant’s credit and payment history. The loan amount is based on an evaluation of the applicant’s credit and payment history, income and length of employment. Other terms and conditions may apply. TruStone membership required.
1Personal Installment: Fixed rates range from 8.99% APR to 16.99% APR.
2Personal Line of Credit: Variable rates range from 9.49% APR to 15.74% APR.


Personal (Secured)

APR as low as
Effective March 1, 2021
Loan Type Annual Percentage Rate (APR) As Low As
Savings Secured1 2.10%
Certificate Secured2 3.75%

Can only be secured with funds from a primary share, sub share or certificate held at TruStone Financial. Rates include a discount for automatic loan payment from a TruStone account. All rates subject to change without notice. Other terms and conditions may apply.
1Shared Secured Loan: Fixed rate based on Share savings rate plus 2.00%
2Certificate Secured Loan: Fixed rate based on the Certificate rate plus 2.00%. Rate is rounded up to the nearest quarter percent. Loan term cannot exceed maturity of certificate.

COMMERCIAL AND INVESTMENT REAL ESTATE** If you’re looking to purchase a new office building for your growing commercial needs or an apartment complex to invest in your future, ask to speak with a commercial lending officer. Running your business should be a joy, not a burden. TruStone Financial offers a variety of convenient products and services to make sure your business runs smoothly while you worry about strategy and sales. From Online Banking to Mobile Deposit, your neighborhood credit union is ready to help your business thrive.

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AIRCRAFT FINANCING** From piston engines to business jets, TruStone Financial offers competitive aircraft loans to put you in the cockpit. With financing up to 80% loan-to-value and $5 million, your dreams will take flight. Our staff has extensive experience with getting members in the skies faster. For more information, contact a commercial lending officer or email aircraft@trustonefinancial.org.


VISA® BUSINESS PLATINUM CREDIT CARD If your business needs the flexibility and convenience of spending on the go, look no further. With credit limits starting at $500, variable rate as low as 6.75 and no annual fee, the Visa Business Platinum Credit Card will help you - and your business - thrive. A member service representative can get you started on the path to spending with ease.



1TruStone Visa Business Platinum Credit Card rates are variable and as of May 5, 2023 range from 14.40% APR to 17.90% APR. See card terms and conditions for details. APR = Annual Percentage Rate will vary with the market based on the Prime Rate and is subject to change. All loans are subject to credit approval. See Terms and Conditions.
 

Loans subject to credit approval. Variable rate products will not exceed 18%APR. Contact a TruStone loan officer for details. All rates presented for consumer loans only and not applicable to business loans.

Great neighborhood credit union loan rates.

TruStone Financial is here to support your dreams with money-saving rates on loans. We offer full banking services and ATM access for your convenience while helping you open new accounts and loans, apply for mortgages, access wealth management services and strengthen your business with the right solutions.