TruStone Financial's Visa® Debit and Credit Cards now give you three ways to make a purchase: swiping, inserting and tapping. You’re familiar with the first two, but tap-to-pay, or contactless pay, may be new to you. Many people are often hesitant to adopt a new technology, which is why I want to take this opportunity to explain why contactless pay is faster and more secure than the other two methods of payment.

Mobile Pay has made it quicker and easier than ever to check out at a store. At many stores, you can now make a purchase just by holding your phone or smart watch up to the payment terminal. It takes just a second or two for the payment to process, and then you’re on your way. It’s faster than swiping or inserting your card, for sure, but it’s also more secure, and that’s because of a technology called tokenization.